BenefitMyke's Blog

Healthcare Reform strategies for all
October 20, 2009, 5:38 PM
Filed under: healthy lifestyle choices | Tags:

Hello to the brave healthcare blog reader(s),
I would like to offer my $0.02 on healthcare reform. In very short order, a government run, or single payer solution will collapse the existing employer funded healthcare system and put my industry on the streets without any probability for lowering our national debt. Despite this fact, I too was among many who voted for Obama knowing that despite my own interests, healthcare change must happen. Here – in as few of words as possible – is where I feel the solutions lie for rebuilding our healthcare delivery system.

1. TORT reform or capping medical malpractice awards as a way to decrease the amount of frivolous lawsuits which will also begin to reverse the need for defensive medicine practices among Doctors & Healthcare providers.

2. Reduce waste and inefficiency in Medicare and Medicaid. There are billions of already spent tax payer dollars here that can fund many tax credits for those currently without health insurance.

3. Sell health insurance across State lines. In Florida, for example, there are, at best, 7 carrier choices. The increased competition would make a significant impact on healthcare premium increases.

4. Increase awareness, utilization and tax incentives for the effective use of preventive and wellness programs. The Healthy Workforce Act described in 8 steps below, is a great example of what this means. Like it or not – this is our immediate future. Untill we as Americans, become better managers of our own lifestyle and healthy living choices, will we see the reversing of tomorrows’ medical premium increases.

1) Development of a national health promotion plan,
2) Enhanced health promotion research,
3) A national campaign to employers of the benefits of workplace health promotion programs,
4) Technical assistance to enhance evaluation of workplace health promotion programs,
5) Research on best practices in workplace health promotion programs,
6) Regular periodic surveys on workplace health program prevalence and components,
7) Grants or tax credits to pay a portion of the cost of comprehensive workplace health promotion programs.
8) Allow employers to offer employees a premium discount of up to 30% (instead of the current 20%), for positive lifestyle practices or participation in health promotion programs, include safeguards, and refer to Health and Human Services to study benefits of increasing the portion to 50%.

Contributions and feedback are welcomed.

Thank you for reading,